Westmoreland County property record for 1027 Shore Dr, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,872 sqft · built 1960 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Jul 2016) |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6B 3 D 13A |
| Primary APN | 6B 3 D 13A |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 18724 |
|---|---|
| Old Parcel Number | 6B 3 D 13 |
| Street Address | 1027 SHORE DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTMORELAND SHORES LOTS 13 & 17 BK D SEC 3DB 926 PG 993 |
| Legal Subdivision | WESTMORELAND SHORES |
| Legal Block | D |
| Legal Lot Number | 13,17 17 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10401 |
1027 Shore Dr is owned and occupied by an individual who acquired it in December 2019.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 SHORE DR, COLONIAL BEACH, VA 22443-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TOPSIDE FEDERAL CREDIT UNION |
| Sep 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INTERCOASTAL MORTGAGE LLC |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOPSIDE FEDERAL CREDIT UNION |
| Dec 18, 2019 | Intrafamily Transfer, Transfer · Stand-Alone Refinance MVB MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2016 · Amount on File |
| Deed Sale | Jul 25, 2016 · Amount on File |
| Prior Sale | Jul 25, 2016 · Amount on File |
| Deed Document Number | 0008851145 |
| Last Transfer Date | Dec 18, 2019 |
| Transfer Doc | 0009260993 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 1027 SHORE DR, COLONIAL BEACH, VA 22443-4213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0009761127 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 09761127 |
| Name | TOPSIDE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 29, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 1027 SHORE DR, COLONIAL BEACH, VA 22443-4213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09470127 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 09470127 |
| Name | INTERCOASTAL MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 1027 SHORE DR, COLONIAL BEACH, VA 22443-4213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09431465 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 09431465 |
| Name | TOPSIDE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 4, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Dec 18, 2019 |
| Property Address | 1027 SHORE DR, COLONIAL BEACH, VA 22443-4213 |
| Document Number | 0009260993 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 09260993 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1027 SHORE DR, COLONIAL BEACH, VA 22443-4213 |
| Document Number | 0009260996 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 09260996 |
| Name | MVB MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1027 Shore Dr was $1,323.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 | $194,600 Land $64,200 Building $130,400 | $194,600 Land $64,200 Building $130,400 |
| 2023 | $1,206.00 | $194,600 Land $64,200 Building $130,400 | $194,600 Land $64,200 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 Shore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures