Dubuque County property record for 971 Mount Loretta Ave, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,154 sqft · built 1931 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,500 (Apr 2012) |
| Tax Bill | $2,126 (2024) |
| Deeds & Mortgages | Jun 2020 Line of Credit Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-201-006 |
| Primary APN | 10-36-201-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 923 sqft |
| Basement Area | 923 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Year Built | Built 1931 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 136 sqft |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 971 MOUNT LORETTA AVE |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | E 70' OF S 40' OF LOT 56 & E 70' OF LOT 57 OAK GROVE ADD |
| Legal Subdivision | BRYANT |
| Legal Lot Number | 56,57 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 801 |
Source: Dubuque County records · APN 10-36-201-006
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 971 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Oct 28, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2012 · Amount on Record |
| Deed Sale | Apr 13, 2012 · Amount on Record |
| Prior Sale | Apr 13, 2012 · Amount on Record |
| Deed Document Number | 0000006216 |
| Last Transfer Date | Oct 28, 2019 |
| Transfer Doc | 0000013222 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 971 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008025 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020-00008025 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Oct 28, 2019 |
| Property Address | 971 MOUNT LORETTA AVE, DUBUQUE, IA 52003-7823 |
| Document Number | 0000013222 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 13222 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 971 MOUNT LORETTA AVE DUBUQUE IA 520037823, DUBUQUE, IA 52003-7823 |
Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $179,200 (+12.92%) Land $38,500 Building $140,700 | $179,200 (+12.92%) Land $38,500 Building $140,700 | |
| 2024 | $2,126.00 (+5.35%) | ||
| 2023 | $158,700 (+26.02%) Land $35,000 Building $123,700 | $158,700 (+26.02%) Land $35,000 Building $123,700 | |
| 2022 | $2,018.00 Homeowner's exemption | $125,930 Land $31,500 Building $94,430 | |
| 2021 | $125,930 Land $31,500 Building $94,430 |
Source: FEMA National Flood Hazard Layer as of August 9, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hawkeye Topco Holdings Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Comelec Services, Lumen Technologies.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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