984 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 984 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 1949
Lot Size	0.658 acres (28,662 sqft)
Owner	Individual Name on File
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0052-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0052-00`
Alternative APN	`0088880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	3,770 sqft
1st Floor Area	1,394 sqft
2nd Floor Area	720 sqft
Upper Floors Area	720 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	28,662 sqft (0.658 acres)
Lot Dimensions	127 ft deep x 182 ft wide
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	984 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MCKELVEY RD 182.11 X 127.50 IRR R1-T3-S22 SW
Legal Subdivision	LAKE FOREST
Legal Lot Number	83
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	22101

Owner

984 McKelvey Rd is owned and occupied by an individual who acquired it in April 2012.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	984 MCKELVEY RD, CINCINNATI, OH 45231-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2012
Deed Sale	Apr 16, 2012
Prior Sale	Dec 23, 2010 · Amount on File
Deed Document Number	201247600
Deed Book / Page	11992 / 816
Prior Transfer Date	Dec 9, 2009
Prior Transfer Doc	0000026860
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	984 MCKELVEY RD, CINCINNATI, OH 45231-2559
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001955
Date	Apr 11, 2017
Book Page	13393/01324
Instrument	17-0031955

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2047

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	984 MCKELVEY RD, CINCINNATI, OH 45231-2559
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046797
Date	Apr 14, 2021
Book Page	14396/2858
Instrument	2021-0046797

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 984 McKelvey Rd was $5,202, up 3.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (+3.83%)	$76,430 (-) Land $17,717 Building $58,713	$218,370 Land $50,620 Building $167,750
2024	$5,010.00 (+4.14%)	$76,430 (-) Land $17,717 Building $58,713
2023	$4,811.00 (+15.37%)	$76,430 (+54.07%) Land $17,717 Building $58,713	$218,370 Land $50,620 Building $167,750
2022	$4,170.00 Homeowner's exemption	$49,606 Land $14,081 Building $35,525
2020			$141,730 Land $40,230 Building $101,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 984 McKelvey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 McKelvey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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