996 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 996 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1955
Lot Size	0.678 acres (29,534 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (Jul 2026)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0242-0051-00`

Property Details

APN / Parcel Number

Primary APN	`590-0242-0051-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	29,534 sqft (0.678 acres)
Lot Dimensions	280 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	996 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MC KELVEY RD 105.70 X 280R1-T3-S22 SW
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	22101

Owner

996 McKelvey Rd is owned by two individuals who bought it in July 2026.

Source: Hamilton County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	262 ROBERT ROSE DR, 200, MURFREESBORO, TN 37129-6444
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ANNEX CAPITAL LLC
Apr 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jun 8, 2022 · Amount on File
Deed Document Number	202659306
Deed Book / Page	15712 / 2289
Prior Transfer Date	Jul 23, 2008
Prior Transfer Doc	0000000421
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 22, 2026
Property Address	996 MCKELVEY RD, CINCINNATI, OH 45231-2559
Document Number	0000059306
Book / Page	15712 / 2289
Instrument Date	Jul 16, 2026
Instrument	202659306
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000059307,
Date	Jul 22, 2026
Instrument	202659307

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 25, 2022
Property Address	996 MCKELVEY RD, CINCINNATI, OH 45231-2559
Document Number	0000082168
Book / Page	14738 / 544
Instrument Date	Aug 12, 2022
Instrument	2022-0082168
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 MCKELVEY RD, CINCINNATI, OH 45231-2559

Mortgage

Document Number	0000082169
Date	Aug 25, 2022
Instrument	2022-0082169

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2022
Property Address	996 MCKELVEY RD, CINCINNATI, OH 45231-2559
Document Number	0000056767
Book / Page	14684 / 169
Instrument Date	May 17, 2022
Instrument	2022-0056767
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	HOMEOWNERS TITLE AGENCY, HOMETOWN TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEECHMONT AVE STE 103, 103, CINCINNATI, OH 45255-4740
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056768
Date	Jun 8, 2022
Instrument	2022-0056768

Lender

Name	ANNEX CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 16, 2023

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 21, 2022
Property Address	996 MCKELVEY RD, CINCINNATI, OH 45231-2559
Document Number	0000040529
Book / Page	14651 / 688
Instrument Date	Apr 13, 2022
Instrument	2022-0040529
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 WAYCROSS RD, CINCINNATI, OH 45240-3025

Tax Assessment & Valuation

The 2025 property tax bill for 996 McKelvey Rd was $5,358, up 3.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,358.00 (+3.8%)	$78,751 (+%) Land $15,089 Building $63,662	$225,000 Land $43,110 Building $181,890
2024	$5,162.00 (+4.14%)	$78,749 (-) Land $15,088 Building $63,661
2023	$4,957.00 (+80.39%)	$78,749 (+141.26%) Land $15,088 Building $63,661	$225,000 Land $43,110 Building $181,890
2022	$2,748.00 Homeowner's exemption	$32,641 Land $11,991 Building $20,650
2020			$93,260 Land $34,260 Building $59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 996 McKelvey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 996 McKelvey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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