Hamilton County property record for 995 McKelvey Rd, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,308 sqft · built 1963 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,878 (Nov 2013) |
| Tax Bill | $4,569 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0231-0299-00 |
| Primary APN | 590-0231-0299-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,308 sqft |
| Basement Area | 1,308 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 16,466 sqft (0.378 acres) |
| Lot Dimensions | 331 ft deep x 60.1 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 379 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 995 MCKELVEY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MC KELVEY RD 60.08 X 331 IRR PT LOT 141 WILDBROOK ACS 2ND SUB BLK A |
| Legal Subdivision | WILDBROOK ACS 2ND SUB |
| Legal Block | A |
| Legal Lot Number | 141 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 22101 |
995 McKelvey Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 995 MCKELVEY RD, CINCINNATI, OH 45231-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 22, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2013 · Amount on File |
| Deed Sale | Nov 19, 2013 · Amount on File |
| Prior Sale | Oct 31, 2013 · Amount on File |
| Deed Document Number | 2013155415 |
| Deed Book / Page | 12465 / 1089 |
| Last Transfer Date | Apr 7, 2022 |
| Transfer Doc | 0000041262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 995 MCKELVEY RD, CINCINNATI, OH 45231-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 995 MCKELVEY RD, CINCINNATI, OH 45231-2516 |
| Document Number | 0000026633 |
|---|---|
| Date | Apr 14, 2025 |
| Book Page | 15394/1287 |
| Instrument | 2025-0026633 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 22, 2022 |
| Property Address | 995 MCKELVEY RD, CINCINNATI, OH 45231-2516 |
| Document Number | 0000041262 |
| Book / Page | 14652 / 2278 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022-0041262 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 995 MCKELVEY RD, CINCINNATI, OH 45231-2516 |
| Document Number | 0000041263 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-0041263 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 995 McKelvey Rd was $4,569, down 1.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,569.00 (-1.32%) | $66,774 (+%) Land $10,805 Building $55,969 | $190,780 Land $30,870 Building $159,910 |
| 2024 | $4,630.00 (+9.59%) | $66,772 (-) Land $10,804 Building $55,968 | |
| 2023 | $4,225.00 (+10.08%) | $66,772 (+54.35%) Land $10,804 Building $55,968 | $190,780 Land $30,870 Building $159,910 |
| 2022 | $3,838.00 Homeowner's exemption | $43,261 Land $8,586 Building $34,675 | |
| 2020 | $123,600 Land $24,530 Building $99,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 995 McKelvey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 995 McKelvey Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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