962 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 962 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1964
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (May 2001)
Tax Bill	$5,309 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0241-0144-00`

Property Details

APN / Parcel Number

Primary APN	`590-0241-0144-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	3,504 sqft
1st Floor Area	1,532 sqft
Basement Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	217 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	962 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MC KELVEY RD 113.98 X 200 IRR LOT 8 O HARA SUB BLK A
Legal Subdivision	HARA SUB
Legal Block	A
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	22101

Owner

Source: Hamilton County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 MCKELVEY RD, CINCINNATI, OH 45231-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2001 · Amount on Record
Deed Sale	May 4, 2001 · Amount on Record
Deed Document Number	200175843
Deed Book / Page	8564 / 633
Last Transfer Date	Feb 3, 2012
Transfer Doc	0000000963
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2026
Property Address	962 MCKELVEY RD, CINCINNATI, OH 45231-2517
Document Number	0000041474
Book / Page	15674 / 1990
Instrument Date	Apr 10, 2026
Instrument	202641474
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 MCKELVEY RD, CINCINNATI, OH 45231-2517

Mortgage

Document Number	0000041474,
Date	May 27, 2026
Book Page	15674/1990
Instrument	202641474

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,309.00 (+3.39%) Homeowner's exemption	$88,004 (-) Land $13,923 Building $74,081	$251,440 (-) Land $39,780 Building $211,660
2024	$5,135.00 (+3.26%) Homeowner's exemption	$88,004 (-) Land $13,923 Building $74,081
2023	$4,973.00 (+1.02%) Homeowner's exemption	$88,004 (+50.74%) Land $13,923 Building $74,081	$251,440 (+50.74%) Land $39,780 Building $211,660
2022	$4,923.00 Homeowner's exemption	$58,381 Land $11,064 Building $47,317
2020			$166,800 Land $31,610 Building $135,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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