983 Valley Stream Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 983 Valley Stream Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,831 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$351,500 (Feb 2022)
Tax Bill	$9,370 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-380-006`

Property Details

APN / Parcel Number

Primary APN	`02-28-380-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,831 sqft Living Area
Gross Area	4,511 sqft
Basement Area	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	983 VALLEY STREAM DR
City	PINGREE GROVE
State	IL
Zip	60140-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 5 LT 124
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	124
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1004
Census Tract	850710

Owner

983 Valley Stream Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	983 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	20229614
Prior Transfer Date	Dec 31, 2011
Prior Transfer Doc	0000005454
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 17, 2022
Property Address	983 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000009614
Map Reference	DOC 2005K036003
Instrument Date	Jan 25, 2022
Instrument	2022K009614
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	983 VALLEY STREAM DR, 983, PINGREE GROVE, IL 60140-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 BRADLEY CIR, ELGIN, IL 60120-2399

Mortgage

Document Number	0000009615
Date	Feb 17, 2022
Instrument	2022K009615

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate	3.62%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 25, 2019
Property Address	983 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000026654
Map Reference	DOC 2005K036003
Instrument Date	May 6, 2019
Instrument	2019K026654
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	983 VALLEY STREAM DR, 983, PINGREE GROVE, IL 60140-9135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135

Mortgage

Document Number	0000026655
Date	Jun 25, 2019
Instrument	2019K026655

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 983 Valley Stream Dr was $9,370 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,370.00 Homeowner's exemption	$126,678 (+8.43%) Land $33,372 Building $93,306	$380,186 (+8.43%) Land $100,156 Building $280,030
2024		$116,829 Land $30,777 Building $86,052	$350,627 Land $92,368 Building $258,259
2022	$7,986.00 (-3.54%) Homeowner's exemption	$89,534 (-1.49%) Land $25,661 Building $63,873	$268,602 (-1.49%) Land $76,983 Building $191,619
2021	$8,279.00 Homeowner's exemption	$90,887 Land $24,136 Building $66,751	$272,661 Land $72,408 Building $200,253

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 983 Valley Stream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 983 Valley Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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