971 Valley Stream Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 971 Valley Stream Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,460 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$235,500 (Apr 2018)
Tax Bill	$9,537 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-380-009`

Property Details

APN / Parcel Number

Primary APN	`02-28-380-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	3,900 sqft
Basement Area	1,020 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	971 VALLEY STREAM DR
City	PINGREE GROVE
State	IL
Zip	60140-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 5 LT 127
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	127
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1004
Census Tract	850710

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2018	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Oct 28, 2005 · Amount on Record
Deed Document Number	201817826
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	971 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008781
Date	Feb 19, 2020
Instrument	2020K008781

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate	3.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	971 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024480
Date	Jun 13, 2019
Instrument	2019K024480

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate	4%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	971 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029560
Date	Apr 15, 2021
Instrument	2021K029560

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 18, 2018
Property Address	971 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000017826
Instrument Date	Apr 13, 2018
Instrument	17826
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 VALLEY STREAM DR PINGREE GROVE IL 601409135, PINGREE GROVE, IL 60140-9135

Mortgage

Document Number	17827
Date	Apr 18, 2018
Instrument	17827

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,537.00 (+20.77%) Homeowner's exemption	$129,346 (+8.43%) Land $33,372 Building $95,974	$388,193 (+8.43%) Land $100,156 Building $288,037
2024		$119,289 (+35.11%) Land $30,777 Building $88,512	$358,010 (+35.17%) Land $92,368 Building $265,642
2022	$7,897.00 (+2.6%) Homeowner's exemption	$88,289 (+6.32%) Land $25,661 Building $62,628	$264,867 (+6.32%) Land $76,983 Building $187,884
2021	$7,697.00 Homeowner's exemption	$83,041 Land $24,136 Building $58,905	$249,123 Land $72,408 Building $176,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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