975 Valley Stream Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 975 Valley Stream Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,472 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Sep 2005)
Tax Bill	$8,965 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-28-380-008`

Property Details

APN / Parcel Number

Primary APN	`02-28-380-008`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	3,982 sqft
Basement Area	1,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	975 VALLEY STREAM DR
City	PINGREE GROVE
State	IL
Zip	60140-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 5 LT 126
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	126
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1004
Census Tract	850710

Owner

975 Valley Stream Dr is owned and occupied by an individual who acquired it in February 2023.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	975 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Feb 17, 2023	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2005 · Amount on File
Deed Sale	Sep 16, 2005 · Amount on File
Deed Document Number	2005110138
Last Transfer Date	Feb 17, 2023
Transfer Doc	0000005114
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2025
Property Address	975 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000047914
Map Reference	DOC 2005K036003
Instrument Date	Dec 1, 2025
Instrument	2025K047914
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	JP TITLE GUARANTY INC, JP TITLE GUARANTY ICN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135

Mortgage

Document Number	0000047915
Date	Dec 3, 2025
Instrument	2025K047915

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 17, 2023
Property Address	975 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000005114
Map Reference	DOC 2005K036003
Instrument Date	Feb 17, 2023
Instrument	2023K005114
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	975 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135

Tax Assessment & Valuation

The 2025 property tax bill for 975 Valley Stream Dr was $8,965, up 3.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,965.00 (+3.08%)	$120,170 (+8.43%) Land $33,372 Building $86,798	$360,654 (+8.43%) Land $100,156 Building $260,498
2024	$8,697.00 Homeowner's exemption	$110,827 Land $30,777 Building $80,050	$332,614 Land $92,368 Building $240,246
2022	$8,017.00 (+2.61%) Homeowner's exemption	$89,961 (+6.32%) Land $25,661 Building $64,300	$269,883 (+6.32%) Land $76,983 Building $192,900
2021	$7,813.00 Homeowner's exemption	$84,614 Land $24,136 Building $60,478	$253,842 Land $72,408 Building $181,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Valley Stream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 975 Valley Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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