991 Valley Stream Dr, Pingree Grove (Hampshire), IL 60140 Property Records

Kane County property record for 991 Valley Stream Dr, Pingree Grove, IL 60140

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,059 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Mar 2025)
Tax Bill	$10,250 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-380-004`

Property Details

APN / Parcel Number

Primary APN	`02-28-380-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,059 sqft Living Area
Gross Area	4,819 sqft
Basement Area	1,299 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	991 VALLEY STREAM DR
City	PINGREE GROVE
State	IL
Zip	60140-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE LAKES UNIT 5 LT 122
Legal Subdivision	CAMBRIDGE LAKES
Legal Block	1
Legal Lot Number	122
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1004
Census Tract	850710

Owner

991 Valley Stream Dr is owned and occupied by an individual who bought it in March 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Sep 19, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 20, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Aug 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2025 · Amount on File
Deed Sale	Mar 20, 2025 · Amount on File
Prior Sale	Mar 10, 2014 · Amount on File
Deed Document Number	20259873
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	0000040844
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 6, 2026
Property Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000013489
Instrument Date	Mar 26, 2026
Instrument	202613489
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135

Mortgage

Document Number	0000013489,
Date	Apr 6, 2026
Instrument	202613489

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.25%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135

Mortgage

Document Number	0000034006
Date	Sep 19, 2024
Instrument	2024K034006

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	235 Months
Due	Apr 1, 2044

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 20, 2025
Property Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000009873
Map Reference	DOC 2005K036003
Instrument Date	Feb 17, 2025
Instrument	2025K009873
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135

Mortgage

Document Number	0000009874
Date	Mar 20, 2025
Instrument	2025K009874

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.37%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Aug 21, 2018
Property Address	991 VALLEY STREAM DR, PINGREE GROVE, IL 60140-9135
Document Number	0000040844
Instrument Date	Aug 20, 2018
Instrument	40844
Transaction Type	Transfer
Record Updated	Sep 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 VALLEY STREAM DR PINGREE GROVE IL 601409135, PINGREE GROVE, IL 60140-9135

Tax Assessment & Valuation

The 2025 property tax bill for 991 Valley Stream Dr was $10,250, up 3.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Municipality	Pingree Grove Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,250.00 (+3.12%)	$140,781 (+8.43%) Land $33,372 Building $107,409	$422,512 (+8.43%) Land $100,156 Building $322,356
2024	$9,940.00 Homeowner's exemption	$129,835 Land $30,777 Building $99,058	$389,661 Land $92,368 Building $297,293
2022	$8,478.00 (+2.6%) Homeowner's exemption	$96,411 (+6.32%) Land $25,661 Building $70,750	$289,233 (+6.32%) Land $76,983 Building $212,250
2021	$8,263.00 Homeowner's exemption	$90,680 Land $24,136 Building $66,544	$272,040 Land $72,408 Building $199,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 991 Valley Stream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 991 Valley Stream Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINGREE GROVE serves 10,365 people · EPA ID IL0890160
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.68 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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