983 Gary St, Memphis, TN 38122 Property Records

Shelby County property record for 983 Gary St, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,112 sqft · built 1958
Lot Size	0.179 acres (7,800 sqft)
Owner	Company Name on Record
Last Sale	$82,000 (May 2020)
Tax Bill	$834 (2025)
Deeds & Mortgages	May 2026 Construction Loan Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-3046-0-0005`

Property Details

APN / Parcel Number

Primary APN	`06-3046-0-0005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	253 sqft
Carport	Carport
Carport Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	510 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	983 GARY ST
City	MEMPHIS
State	TN
Zip	38122-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	AVON GARDENS 2ND ADDN S/D
Legal Lot Number	38
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1016
Census Tract	9800

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3017 SCHEIBLER RD, MEMPHIS, TN 38128-4906
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BCORP BANK
Jan 5, 2022	Quit Claim Deed, Transfer Quitclaim
May 4, 2020	Warranty Deed, Transfer SADDLE CREEK TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Deed Document Number	202044781
Prior Transfer Date	Sep 30, 1996
Prior Transfer Doc	0000003263
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	May 8, 2026
Property Address	983 GARY ST, MEMPHIS, TN 38122-1928
Document Number	0000038003
Instrument Date	Apr 24, 2026
Instrument	202638003
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3017 SCHEIBLER RD, MEMPHIS, TN 38128-4906

Mortgage

Document Number	0000038003,
Date	May 8, 2026
Instrument	202638003

Lender

Name	SOUTHERN BCORP BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2027

Interest

Rate	6.38%
Max Rate	-1%

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 5, 2022
Property Address	983 GARY ST, MEMPHIS, TN 38122-1928
Document Number	0022001082
Map Reference	MB 21 PG 73
Instrument Date	Dec 21, 2021
Instrument	22001082
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 GARY ST, MEMPHIS, TN 38122-1928

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	May 4, 2020
Property Address	983 GARY ST, MEMPHIS, TN 38122-1928
Document Number	0000044781
Instrument Date	Apr 30, 2020
Instrument	44781
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3017 SCHEIBLET RD MEMPHIS TN 38128, MEMPHIS, TN 38128

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$834.00 (+19.66%)	$31,025 (+50.79%) Land $4,900 Building $26,125	$124,100 (+50.79%) Land $19,600 Building $104,500
2024	$697.00 (-44.37%)
2023		$20,575 Land $3,075 Building $17,500
2022	$1,253.00
2021			$82,300 Land $12,300 Building $70,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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