Shelby County property record for 978 Gary St, Memphis, TN 38122 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,073 sqft Living Area |
| Lot Size | 7,680 sqft (0.176 acres) |
| Garage | Carport, 200 sqft |
| Last Sale | $40,200 (2010) |
| Tax Bill | $781.00 (2025) |
| Primary APN | 06-3045-0-0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,073 sqft Living Area |
| 1st Floor | 1,073 sqft 1st Floor |
| Stories | 1 Stories |
| Utility Area | 70 sqft Utility Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,680 sqft (0.176 acres) |
| Depth X Width | 128 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 200 sqft Garage |
| Carport | Carport |
| Carport Area | 200 sqft Carport |
| Patio Area | 97 sqft Patio |
| Porch | Open Porch |
| Porch Area | 433 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 978 GARY ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38122-1927 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | AVON GARDENS 2ND ADDN S/D |
| Legal Lot Number | 42 |
| Jurisdiction | SHELBY TN |
| Minor Civil Division | 13 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 9800 |
Source: Shelby County records · APN 06-3045-0-0012
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 172144, MEMPHIS, TN 38187-2144 |
| Owner Type | Owner is a Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2010 · Amount on Record |
| Deed Sale | Mar 10, 2010 · Amount on Record |
| Prior Sale | Nov 19, 2009 · Amount on Record |
| Deed Doc Number | 201023888 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 978 GARY ST, MEMPHIS, TN 38122-1927 |
| Document Number | 0000018955 |
| Instrument Date | Jan 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 978 GARY ST MEMPHIS TN 381221927, MEMPHIS, TN 38122-1927 |
| Document Number | 0000018955 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 18955 |
| Name | INSOUTH BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 27, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 (+18.33%) | $29,050 (+49.17%) Land $4,900 Building $24,150 | $116,200 (+49.17%) Land $19,600 Building $96,600 |
| 2024 | $660.00 (-44.35%) | ||
| 2023 | $19,475 Land $3,075 Building $16,400 | ||
| 2022 | $1,186.00 | ||
| 2021 | $77,900 Land $12,300 Building $65,600 |
Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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