977 Gary St, Memphis, TN 38122 Property Records

Shelby County property record for 977 Gary St, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,449 sqft · built 1958
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (May 2013)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-3046-0-0006`

Property Details

APN / Parcel Number

Primary APN	`06-3046-0-0006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,981 sqft
1st Floor Area	1,449 sqft
Utility Area	35 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	277 sqft
Carport	Carport
Carport Area	277 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	977 GARY ST
City	MEMPHIS
State	TN
Zip	38122-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	AVON GARDENS 2ND ADDN S/D
Legal Lot Number	39
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1016
Census Tract	9800

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	977 GARY ST, MEMPHIS, TN 38122-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2013 · Amount on Record
Deed Sale	May 21, 2013 · Amount on Record
Deed Document Number	201361729
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	977 GARY ST, MEMPHIS, TN 38122-1928
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 GARY ST, MEMPHIS, TN 38122-1928

Mortgage

Document Number	0023004490
Date	Jan 17, 2023
Instrument	23004490

Lender

Name	BANK OF BARTLETT
Type	Bank
Address	MEMPHIS, TN 38134

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (-35.4%)	$39,575 (+46.3%) Land $4,900 Building $34,675	$158,300 (+46.3%) Land $19,600 Building $138,700
2023		$27,050 Land $3,075 Building $23,975
2022	$1,647.00
2021			$108,200 Land $12,300 Building $95,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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