972 Gary St, Memphis, TN 38122 Property Records

Shelby County property record for 972 Gary St, Memphis, TN 38122 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1957
Square Footage	1,756 sqft Living Area
Lot Size	7,565 sqft (0.174 acres)
Occupancy	Owner Occupied
Last Sale	$96,000 (2018)
Tax Bill	$1,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-3045-0-0011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,756 sqft Living Area
1st Floor	1,756 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Traditional Style
Exterior Material	Brick Veneer Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,565 sqft (0.174 acres)
Depth X Width	128 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	253 sqft Garage
Carport	Carport
Carport Area	253 sqft Carport
Patio Area	16 sqft Patio
Porch	Open Porch
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	972 GARY ST
City	MEMPHIS
State	TN
Zip	38122-1927
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	AVON GARDENS 2ND ADDN S/D
Legal Lot Number	41
Jurisdiction	SHELBY TN
Minor Civil Division	13
Census Blockgroup	1
Census Block	1017
Census Tract	9800

Owner

Source: Shelby County records · APN 06-3045-0-0011

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	972 GARY ST, MEMPHIS, TN 38122-1927
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2018 · Amount on Record
Deed Sale	Aug 03, 2018 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Doc Number	201878668
Record Refreshed	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 03, 2018
Property Address	972 GARY ST, MEMPHIS, TN 38122-1927
Document Number	0000078668
Instrument Date	Jul 31, 2018
Instrument	78668
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	HOME SURETY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$355.20
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	972 GARY ST MEMPHIS TN 381221927, MEMPHIS, TN 38122-1927

Mortgage

Document Number	78669
Date	Aug 03, 2018
Instrument	78669

Lender

Name	2004-0000333 LLC

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,016.00 (-40.16%)	$37,800 (+35.61%) Land $4,875 Building $32,925	$151,200 (+35.61%) Land $19,500 Building $131,700
2023		$27,875 Land $3,075 Building $24,800
2022	$1,698.00
2021			$111,500 Land $12,300 Building $99,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.