Webb County property record for 9823 Spindrift Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,713 sqft · built 2003 |
| Lot Size | 0.267 acres (11,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $407,400 (Jul 2017) |
| Tax Bill | $2,171 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-10003-560 |
| Primary APN | 989-10003-560 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,713 sqft Living Area |
| Gross Area | 3,363 sqft |
| 1st Floor Area | 1,917 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 11,626 sqft (0.267 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 353 sqft |
| Porch | Open Porch |
| Porch Area | 764 sqft |
| Street Address | 9823 SPINDRIFT DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SONTERRA DE SAN ISIDRO, BLOCK 3, LOT 56, UNIT 4 |
| Legal Subdivision | SONTERRA DE SAN ISIDRO |
| Legal Block | 3 |
| Legal Lot Number | 56 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1723 |
9823 Spindrift Dr is owned and occupied by two individuals who bought it in July 2017.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9823 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Jul 19, 2017 | Vendor's Lien, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE OF TEXAS LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on File |
| Deed Sale | Jul 19, 2017 · Amount on File |
| Deed Document Number | 20171303336 |
| Deed Book / Page | 4272 / 213 |
| Prior Transfer Date | Jul 17, 2017 |
| Prior Transfer Doc | 004272/213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 9823 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5040/287 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5040/287 |
| Instrument | 1431564 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | Jul 19, 2017 |
| Property Address | 9823 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Document Number | 004272/213 |
| Book / Page | 4272 / 213 |
| Map Reference | VOL 21 PG 80&81 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 1303336 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9823 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Document Number | 0001303337 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 1303337 |
| Name | COMMONWEALTH MORTGAGE OF TEXAS LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 9823 Spindrift Dr was $2,171 with a homeowner's exemption, down 16.8% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,000 (-1.18%) Land $154,277 Building $269,723 | $424,000 (-1.18%) Land $154,277 Building $269,723 | |
| 2025 | $2,171.00 (-16.82%) Homeowner's exemption | $429,068 Land $154,277 Building $274,791 | $429,068 Land $154,277 Building $274,791 |
| 2024 | $2,610.00 | ||
| 2023 | $384,749 Land $125,793 Building $258,956 | $384,749 Land $125,793 Building $258,956 | |
| 2022 | $2,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9823 Spindrift Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9823 Spindrift Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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