9818 Spindrift Dr, Laredo, TX 78045 Property Records

Webb County property record for 9818 Spindrift Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,549 sqft · built 2002
Lot Size	0.195 acres (8,486 sqft)
Owner	2 Individual Names on File
Last Sale	$366,200 (Jul 2021)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-10006-160`

Property Details

APN / Parcel Number

Primary APN	`989-10006-160`
Alternative APN	`263842`

Interior

Stories	1 Story
Building Area	2,549 sqft Living Area
Gross Area	2,989 sqft
1st Floor Area	2,549 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,486 sqft (0.195 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	398 sqft
Porch	Open Porch
Porch Area	828 sqft

Location & Zoning

Street Address	9818 SPINDRIFT DR
City	LAREDO
State	TX
Zip	78045-6337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SONTERRA DE SAN ISIDRO, BLOCK 6, LOT 16, UNIT 4
Legal Subdivision	SONTERRA DE SAN ISIDRO
Legal Block	6
Legal Lot Number	16
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1007
Census Tract	1723

Owner

9818 Spindrift Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9818 SPINDRIFT DR, LAREDO, TX 78045-6337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Jun 7, 2005 · Amount on File
Deed Document Number	20211437052
Deed Book / Page	5074 / 850
Prior Transfer Date	Jul 23, 2021
Prior Transfer Doc	5074/850
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 28, 2021
Property Address	9818 SPINDRIFT DR, LAREDO, TX 78045-6337
Document Number	5074/850
Book / Page	5074 / 850
Map Reference	VOL 21 PG 80&81
Instrument Date	Jul 23, 2021
Instrument	1437052
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9818 SPINDRIFT DR, LAREDO, TX 78045-6337

Mortgage

Document Number	1437053
Date	Jul 28, 2021
Instrument	1437053

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9818 Spindrift Dr was $1,837 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,840 (+5.43%) Land $115,919 Building $266,921	$382,840 (+2.66%) Land $115,919 Building $266,921
2025	$1,837.00 (-11.3%) Homeowner's exemption	$363,120	$372,938
2024	$2,071.00
2023		$335,374 Land $94,534 Building $240,840	$335,374 Land $94,534 Building $240,840
2022	$1,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9818 Spindrift Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9818 Spindrift Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20