Webb County property record for 9820 Spindrift Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,361 sqft · built 2002 |
| Lot Size | 0.199 acres (8,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,321 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-10006-170 |
| Primary APN | 989-10006-170 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,361 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 2,361 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,658 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Street Address | 9820 SPINDRIFT DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SONTERRA DE SAN ISIDRO, BLOCK 6, LOT 17, UNIT 4 |
| Legal Subdivision | SONTERRA DE SAN ISIDRO |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1723 |
9820 Spindrift Dr is owned and occupied by two individuals.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9820 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAREDO FCU |
| Sep 28, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage LAREDO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 9820 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5055/110 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 5055/110 |
| Instrument | 1433943 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 9820 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4776/401 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 4776/401 |
| Instrument | 1390628 |
| Name | LAREDO FCU |
|---|---|
| Type | Credit Union |
| Address | LAREDO, TX 78041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 9820 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 4485/076 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 4485/076 |
| Instrument | 1340817 |
| Name | LAREDO FCU |
|---|---|
| Type | Credit Union |
| Address | LAREDO, TX 78041 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 9820 Spindrift Dr was $1,321 with exemptions applied, down 5.2% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,140 (+1%) | $353,578 (+2.56%) Land $117,835 Building $235,743 | |
| 2025 | $1,321.00 (-5.24%) Homeowner's exemption Senior Citizen's exemption | $313,764 | $344,737 |
| 2024 | $1,394.00 | ||
| 2023 | $259,309 Land $96,104 Building $163,205 | $259,309 Land $96,104 Building $163,205 | |
| 2022 | $1,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9820 Spindrift Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9820 Spindrift Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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