9827 Spindrift Dr, Laredo, TX 78045 Property Records

Webb County property record for 9827 Spindrift Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,220 sqft · built 2002
Lot Size0.185 acres (8,063 sqft)
OwnerIndividual Name on Record
Last Sale$365,262 (Feb 2025)
Tax Bill$1,577 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN989-10003-580

Property Details

APN / Parcel Number

Primary APN989-10003-580
Alternative APN
  • 263791

Interior

Stories2 Stories
Building Area2,220 sqft Living Area
Gross Area2,700 sqft
1st Floor Area1,172 sqft
Utility Area42 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,063 sqft (0.185 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Pool Area540 sqft
PorchOpen Porch
Porch Area396 sqft

Location & Zoning

Street Address9827 SPINDRIFT DR
CityLAREDO
StateTX
Zip78045-6337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSONTERRA DE SAN ISIDRO, BLOCK 3, LOT 58, UNIT 4
Legal SubdivisionSONTERRA DE SAN ISIDRO
Legal Block3
Legal Lot Number58
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1006
Census Tract1723

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9827 SPINDRIFT DR, LAREDO, TX 78045-6337
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jun 25, 2018Vendor's Lien, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2025 · Amount on Record
Deed SaleFeb 11, 2025 · Amount on Record
Prior SaleSep 16, 2020 · Amount on Record
Deed Document Number20251549752
Deed Book / Page5783 / 96
Prior Transfer DateFeb 7, 2025
Prior Transfer Doc0005783/96
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateSep 16, 2020
Property Address9827 SPINDRIFT DR, LAREDO, TX 78045-6337
Document Number004864/512
Book / Page4864 / 512
Map ReferenceVOL 21 PG 80-81
Instrument DateSep 15, 2020
Instrument1404422
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9827 SPINDRIFT DR, LAREDO, TX 78045-6337

Mortgage

Document Number4864/514
DateSep 16, 2020
Book Page4864/514
Instrument1404423
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
AddressFLOWER MOUND, TX 75028
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJun 25, 2018
Property Address9827 SPINDRIFT DR, LAREDO, TX 78045-6337
Document Number004437/111
Book / Page4437 / 111
Map ReferenceVOL 21 PG 80&81
Instrument DateJun 8, 2018
Instrument1332314
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9827 SPINDRIFT DR, LAREDO, TX 78045-6337

Mortgage

Document Number0001332315
DateJun 25, 2018
Instrument1332315
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,672 (+12.19%) Land $110,141 Building $239,531$349,672 (+2.59%) Land $110,141 Building $239,531
2025$1,577.00 (+9.67%)$311,685 (+21%)$340,841 (+32.32%) Land $110,141 Building $230,700
2024$1,438.00 (-14.2%)
2023$257,591 Land $89,822 Building $167,769$257,591 Land $89,822 Building $167,769
2022$1,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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