Webb County property record for 9815 Spindrift Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,249 sqft · built 2001 |
| Lot Size | 0.204 acres (8,894 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,900 (Jul 2013) |
| Tax Bill | $1,616 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-10003-520 |
| Primary APN | 989-10003-520 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,249 sqft Living Area |
| Gross Area | 2,801 sqft |
| 1st Floor Area | 1,478 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,894 sqft (0.204 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 297 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Patio Area | 52 sqft |
| Balcony Area | 52 sqft |
| Street Address | 9815 SPINDRIFT DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SONTERRA DE SAN ISIDRO, BLOCK 3, LOT 52, UNIT 4 |
| Legal Subdivision | SONTERRA DE SAN ISIDRO |
| Legal Block | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1723 |
9815 Spindrift Dr is owned and occupied by two individuals who bought it in July 2013.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9815 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on File |
| Deed Sale | Jul 16, 2013 · Amount on File |
| Prior Sale | Apr 21, 2005 · Amount on File |
| Deed Document Number | 20131174821 |
| Deed Book / Page | 3468 / 224 |
| Prior Transfer Date | Jul 12, 2013 |
| Prior Transfer Doc | 003468/224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 9815 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9815 SPINDRIFT DR, LAREDO, TX 78045-6337 |
| Document Number | 005527/281 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 5527/281 |
| Instrument | 1509862 |
| Name | LAREDO FCU |
|---|---|
| Type | Credit Union |
| Address | LAREDO, TX 78041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9815 Spindrift Dr was $1,616 with a homeowner's exemption, up 9.7% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,261 (+1%) | $358,367 (+2.54%) Land $121,047 Building $237,320 | |
| 2025 | $1,616.00 (+9.71%) Homeowner's exemption | $319,328 | $349,506 Land $121,047 Building $228,459 |
| 2024 | $1,473.00 | ||
| 2023 | $263,907 Land $98,723 Building $165,184 | $263,907 Land $98,723 Building $165,184 | |
| 2022 | $1,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9815 Spindrift Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9815 Spindrift Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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