Seneca County and Waterloo Town property record for 982 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1925 |
| Square Footage | 1,826 sqft Living Area |
| Lot Size | 117,612 sqft (2.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $102,000 (2001) |
| Tax Bill | $6,353.00 (2025) |
| Primary APN | 453889 21-2-31.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,826 sqft Living Area |
| 1st Floor | 1,042 sqft 1st Floor |
| 2nd Floor | 784 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 117,612 sqft (2.7 acres) |
| Porch Area | 474 sqft Porch |
| Pole Structure | Pole Structure |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 982 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1262 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MB71-52 |
| Legal Block | 2 |
| Legal Lot Number | 31.001 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 21-2-31.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 982 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Aug 03, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2001 · Amount on Record |
| Deed Sale | Nov 28, 2001 · Amount on Record |
| Prior Sale | Oct 15, 1999 · Amount on Record |
| Deed Book / Page | 636 / 249 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 982 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001909/307 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 1909/307 |
| Instrument | 64926 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 982 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001823/202 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 1823/202 |
| Instrument | 55341 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 982 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1758/253 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 1758/253 |
| Instrument | 49578 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,353.00 (+243.22%) | $216,700 (-) Land $46,100 Building $170,600 | $355,200 (+16.38%) Land $75,564 Building $279,636 |
| 2023 | $216,700 Land $46,100 Building $170,600 | $305,211 Land $64,930 Building $240,281 | |
| 2019 | $1,851.00 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures