975 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 975 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,264 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
GarageDetached, 576 sqft
OccupancyOwner Occupied
Tax Bill$2,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN453889 21-2-81
Alternative APN
  • 388902100000020810000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,264 sqft Living Area
1st Floor1,264 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area13,068 sqft (0.3 acres)
Depth X Width203 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address975 WATERLOO GENEVA RD
CityWATERLOO
StateNY
Zip13165-1256
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description506-50(CORRECTIVE DEED)
Legal Block2
Legal Lot Number81.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2012
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 21-2-81

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address975 WATERLOO GENEVA RD, WATERLOO, NY 13165-1256
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Deed, Transfer
Mar 13, 2017Deed of Trust, Mortgage · Line of Credit
GENERATIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 22, 2016
Transfer Doc0000000939/000000028
Record RefreshedJun 08, 2026

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateMar 20, 2019
Property Address975 WATERLOO GENEVA RD, WATERLOO, NY 13165-1256
Document Number000988/296
Book / Page988 / 296
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 WATERLOO GENEVA RD, WATERLOO, NY 13165-1256

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address975 WATERLOO GENEVA RD, WATERLOO, NY 13165-1256
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001620/0000000110
DateMar 13, 2017
Book Page0000001620/0000000110
Instrument201700034761
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,043.00 (+166.36%)$61,400 (-) Land $14,500 Building $46,900$100,700 (+16.44%) Land $23,781 Building $76,919
2023$61,400 Land $14,500 Building $46,900$86,479 Land $20,423 Building $66,056
2019$767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk to HomesLow
6th percentile nationally · 9th in New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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