Seneca County and Waterloo Town property record for 977 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,470 sqft Living Area |
| Lot Size | 80,150 sqft (1.84 acres) |
| Pool | Above-Ground Pool |
| Occupancy | Owner Occupied |
| Tax Bill | $3,035.00 (2025) |
| Primary APN | 453889 21-2-80 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,470 sqft Living Area |
| 1st Floor | 840 sqft 1st Floor |
| Upper Floors | 630 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 80,150 sqft (1.84 acres) |
| Pool Type | Above-Ground Pool Pool Type |
| Porch Area | 360 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 977 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1256 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 80.000 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 21-2-80
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 977 WATERLOO GENEVA RD, WATERLOO, NY 13165-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 977 WATERLOO GENEVA RD, WATERLOO, NY 13165-1256 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1734/171 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 1734/171 |
| Instrument | 47790 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2030 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,035.00 (+207.5%) | $97,600 (-) Land $23,000 Building $74,600 | $160,000 (+16.39%) Land $37,705 Building $122,295 |
| 2023 | $97,600 Land $23,000 Building $74,600 | $137,465 Land $32,394 Building $105,071 | |
| 2019 | $987.00 |
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