976 Waterloo Geneva Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 976 Waterloo Geneva Rd, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,572 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2021)
Tax Bill$2,912.00 (2025)

Property Details

APN / Parcel Number

Primary APN453889 21-2-32
Alternative APN
  • 388902100000020320000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,572 sqft Living Area
1st Floor852 sqft 1st Floor
2nd Floor720 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area9,583 sqft (0.22 acres)
Depth X Width150 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area380 sqft Garage
Porch Area35 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address976 WATERLOO GENEVA RD
CityWATERLOO
StateNY
Zip13165-1262
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLIFE USE - MARJORIE
Legal Block2
Legal Lot Number32.000
JurisdictionSENECA NY
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2020
Census Tract950600

Owner

Source: Seneca County and Waterloo Town records · APN 453889 21-2-32

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address976 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · Stand Alone Refinance
LYONS SAVINGS BANK
Feb 02, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2021 · Amount on Record
Deed SaleFeb 02, 2021 · Amount on Record
Prior SaleNov 29, 2012 · Amount on Record
Deed Doc Number202152044
Deed Book / Page1025 / 186
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address976 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001921/145
DateApr 12, 2024
Book Page1921/145
Instrument66212
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateFeb 02, 2021
Property Address976 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262
Document Number001025/186
Book / Page1025 / 186
Instrument DateJan 28, 2021
Instrument52044
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address976 WATERLOO GENEVA RD, WATERLOO, NY 13165-1262

Mortgage

Document Number0000052045
DateFeb 02, 2021
Instrument52045
Lender
NameNEWREZ LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,912.00 (+184.65%)$90,900 (-) Land $12,600 Building $78,300$149,000 (+16.38%) Land $20,653 Building $128,347
2023$90,900 Land $12,600 Building $78,300$128,028 Land $17,746 Building $110,282
2019$1,023.00

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