982 Rockledge Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 982 Rockledge Dr, Charlottesville, VA 22903 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1993
Square Footage	1,732 sqft Finished Area
Lot Size	14,070 sqft (0.323 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2022)
Tax Bill	$4,813.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-03000`
Alternative APN	`31974`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,732 sqft Finished Area
Basement Area	876 sqft Basement
Unfinished Basement	876 sqft Unfinished
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	14,070 sqft (0.323 acres)

Exterior Amenities

Deck Area	124 sqft Deck
Patio Area	154 sqft Patio
Porch Area	228 sqft Porch
View	Proximity to Airport View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	982 ROCKLEDGE DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9775
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDFIELDS 30 PH-1B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records · APN 076R0-02-00-03000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	982 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Deed Doc Number	20226222
Record Refreshed	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 23, 2022
Property Address	982 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775
Document Number	202200006222
Map Reference	MB 1226 PG 641
Instrument Date	May 11, 2022
Instrument	202200006222
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775

Mortgage

Document Number	202200006223
Date	May 23, 2022
Instrument	202200006223

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,813.00 (+11.28%)	$538,400 (+11.29%) Land $190,000 Building $348,400	$538,400 (+11.29%) Land $190,000 Building $348,400
2025	$4,325.00 (+17.37%)	$483,800 (+12.12%) Land $170,000 Building $313,800	$483,800 (+12.12%) Land $170,000 Building $313,800
2023	$3,685.00	$431,500 Land $162,500 Building $269,000	$431,500 Land $162,500 Building $269,000

Flood & Wildfire

982 Rockledge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.