976 Rockledge Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 976 Rockledge Dr, Charlottesville, VA 22903 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1992
Square Footage	1,938 sqft Finished Area
Lot Size	14,288 sqft (0.328 acres)
Occupancy	Owner Occupied
Last Sale	$505,000 (2021)
Tax Bill	$5,243.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-02900`
Alternative APN	`31973`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,938 sqft Finished Area
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Material	Composition Shingle Roof
Lot Area	14,288 sqft (0.328 acres)
Garage Area	576 sqft Garage

Exterior Amenities

Deck Area	420 sqft Deck
Patio Area	420 sqft Patio
Porch Area	432 sqft Porch
View	Proximity to Airport View
Arbor/Pergola	Arbor/Pergola

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	976 ROCKLEDGE DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9775
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REDFIELDS 29 PH-1B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records · APN 076R0-02-00-02900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	976 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Dec 06, 2013 · Amount on Record
Deed Doc Number	202120588
Deed Book / Page	5654 / 723
Record Refreshed	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 16, 2021
Property Address	976 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775
Document Number	005654/723
Book / Page	5654 / 723
Map Reference	MB 1226 PG 641
Instrument Date	Dec 09, 2021
Instrument	202100020588
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	976 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775

Mortgage

Document Number	202100020589
Date	Dec 16, 2021
Instrument	202100020589

Lender

Name	TOWNE FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,243.00 (+11.17%)	$586,500 (+11.16%) Land $190,000 Building $396,500	$586,500 (+11.16%) Land $190,000 Building $396,500
2025	$4,716.00 (+16.56%)	$527,600 (+11.36%) Land $170,000 Building $357,600	$527,600 (+11.36%) Land $170,000 Building $357,600
2023	$4,046.00	$473,800 Land $162,500 Building $311,300	$473,800 Land $162,500 Building $311,300

Flood & Wildfire

976 Rockledge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.