Albemarle County property record for 970 Rockledge Dr, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,040 sqft Finished Area |
| Lot Size | 13,460 sqft (0.309 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,000 (2023) |
| Tax Bill | $6,226.00 (2026) |
| Primary APN | 076R0-02-00-02800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,040 sqft Finished Area |
| Basement Area | 1,080 sqft Basement |
| Finished Basement | 870 sqft Finished |
| Unfinished Basement | 210 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,460 sqft (0.309 acres) |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Patio Area | 360 sqft Patio |
| Porch Area | 40 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 970 ROCKLEDGE DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-9775 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REDFIELDS 28 PH-1B |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SAMUEL MILLER |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 11202 |
Source: Albemarle County records · APN 076R0-02-00-02800
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 970 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 03, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jun 16, 2023 | Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Deed Doc Number | 20235031 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 970 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500011400 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 202500011400 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 16, 2023 |
| Property Address | 970 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775 |
| Document Number | 202300005031 |
| Map Reference | MB 1226 PG 641 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 202300005031 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 970 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775 |
| Document Number | 202300005032 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 202300005032 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,226.00 (+14.41%) | $696,400 (+26.18%) Land $190,000 Building $506,400 | $696,400 (+26.18%) Land $190,000 Building $506,400 |
| 2025 | $5,442.00 (+15.47%) | ||
| 2023 | $4,713.00 (+12.51%) | $551,900 Land $162,500 Building $389,400 | $551,900 Land $162,500 Building $389,400 |
| 2022 | $4,189.00 |
970 Rockledge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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