981 Rockledge Dr, Charlottesville, VA 22903 Property Records

Albemarle County property record for 981 Rockledge Dr, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,088 sqft · built 1993
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$447,000 (Feb 2021)
Tax Bill	$5,917 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076R0-02-00-01700`

Property Details

APN / Parcel Number

Primary APN	`076R0-02-00-01700`
Alternative APN	`31961`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Finished Area
Basement Area	1,132 sqft
Finished Basement	566 sqft
Unfinished Basement	566 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	10,498 sqft (0.241 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	270 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	981 ROCKLEDGE DR
City	CHARLOTTESVILLE
State	VA
Zip	22903-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	REDFIELDS 17 PH-1B
Legal Subdivision	REDFIELDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3014
Census Tract	11202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Document Number	20213425
Deed Book / Page	5487 / 513
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 26, 2021
Property Address	981 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775
Document Number	5487/513
Book / Page	5487 / 513
Map Reference	MB 1226 PG 643-646A
Instrument Date	Jan 16, 2021
Instrument	2021-00003425
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	981 ROCKLEDGE DR, CHARLOTTESVILLE, VA 22903-9775

Mortgage

Document Number	202100003426
Date	Feb 26, 2021
Instrument	2021-00003426

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,917.00 (+10.7%)	$661,900 (+10.7%) Land $190,000 Building $471,900	$661,900 (+10.7%) Land $190,000 Building $471,900
2025	$5,345.00 (+21.7%)	$597,900 (+16.26%) Land $170,000 Building $427,900	$597,900 (+16.26%) Land $170,000 Building $427,900
2023	$4,392.00	$514,300 Land $162,500 Building $351,800	$514,300 Land $162,500 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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