San Luis Obispo County property record for 981 Blue Gum Ln, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,544 sqft · built 1988 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Apr 2016) |
| Tax Bill | $8,870 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-421-025 |
| Primary APN | 091-421-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 44,867 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 981 BLUE GUM LN |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 965-2 LT 11 |
| Legal Subdivision | TRACT 965 UN 02 |
| Legal Tract | 965-2 |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 12404 |
981 Blue Gum Ln is owned and occupied by two individuals who bought it in April 2016.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 BLUE GUM LN, NIPOMO, CA 93444-9321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2016 · Amount on File |
| Deed Sale | Apr 1, 2016 · Amount on File |
| Deed Document Number | 201614086 |
| Prior Transfer Date | Jan 3, 2013 |
| Prior Transfer Doc | 0000006574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 981 BLUE GUM LN, NIPOMO, CA 93444-9321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 981 BLUE GUM LN, NIPOMO, CA 93444-9321 |
| Document Number | 0000000311 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021000311 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 981 Blue Gum Ln was $8,870 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $969,498 (+15.35%) Land $362,238 Building $607,260 | |
| 2025 | $8,870.00 Homeowner's exemption | $840,489 Land $355,136 Building $485,353 |
| 2023 | $8,472.00 (+1.56%) Homeowner's exemption | $807,854 Land $341,347 Building $466,507 |
| 2022 | $8,342.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 981 Blue Gum Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Blue Gum Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026 |
|---|---|
| Water Source | Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.
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