925 Blue Gum Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 925 Blue Gum Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,686 sqft · built 1989
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Tax Bill	$9,648 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091-421-044`

Property Details

APN / Parcel Number

Primary APN	`091-421-044`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,686 sqft Living Area
1st Floor Area	2,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	40,511 sqft (0.93 acres)
Terrain	Below Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	925 BLUE GUM LN
City	NIPOMO
State	CA
Zip	93444-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1255 LT 5
Legal Subdivision	TRACT 1255
Legal Tract	1255
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3009
Census Tract	12404

Owner

925 Blue Gum Ln is owned and occupied by an individual who acquired it in August 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	925 BLUE GUM LN, NIPOMO, CA 93444-9321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 7, 2018	Grant Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	202046739
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000046739
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 31, 2020
Property Address	925 BLUE GUM LN, NIPOMO, CA 93444-9321
Document Number	0000046739
Map Reference	MB 14 PG 71
Instrument Date	Aug 21, 2020
Instrument	2020046739
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	925 BLUE GUM LN, NIPOMO, CA 93444-9321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046740
Date	Aug 31, 2020
Instrument	2020046740

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 7, 2018
Property Address	925 BLUE GUM LN, NIPOMO, CA 93444-9321
Document Number	0000036987
Instrument Date	Aug 3, 2018
Instrument	36987
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	925 BLUE GUM LN NIPOMO CA 934449321, NIPOMO, CA 93444-9321

Mortgage

Document Number	36988
Date	Sep 7, 2018
Instrument	36988

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 925 Blue Gum Ln was $9,648 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,879 (+2%) Land $341,347 Building $590,532
2025	$9,648.00 Homeowner's exemption	$913,607 Land $334,654 Building $578,953
2023	$9,215.00 (+1.55%) Homeowner's exemption	$878,132 Land $321,660 Building $556,472
2022	$9,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 925 Blue Gum Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Blue Gum Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Ranch Wifi, Verizon.

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