9806 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9806 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,426 sqft · built 1986
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Tax Bill	$6,239 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-301-039.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-301-039.000-018`
Alternative APNs	`291310301039000034` `1713100301039000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,426 sqft Living Area
1st Floor Area	2,127 sqft
Attic	Attic
Attic Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1713100301039000
Old Parcel Number	291310301039000034
Street Address	9806 CEDAR POINT DR
City	CARMEL
State	IN
Zip	46032-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.16, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 17 & PT 19, IRREGULAR SHAPE
Legal Subdivision	CEDAR POINT
Legal Lot Number	17,19
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9806 CEDAR POINT DR, CARMEL, IN 46032-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2016
Deed Sale	Oct 20, 2016
Prior Sale	Dec 23, 2011
Deed Document Number	2016055386
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9806 CEDAR POINT DR, CARMEL, IN 46032-9576
Document Number	0000019367
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9806 CEDAR POINT DR CARMEL IN 460329576, CARMEL, IN 46032-9576

Mortgage

Document Number	0000019367
Date	Apr 13, 2020
Instrument	19367

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$590,800 (+12.77%) Land $134,700 Building $456,100	$590,800 (+12.77%) Land $134,700 Building $456,100
2024	$6,239.00 (+7.57%)	$523,900 (+4.93%) Land $134,700 Building $389,200	$523,900 (+4.93%) Land $134,700 Building $389,200
2023	$5,800.00 (+13.66%) Homeowner's exemption	$499,300 (+17.79%) Land $134,700 Building $364,600	$499,300 (+17.79%) Land $134,700 Building $364,600
2022	$5,103.00 Homeowner's exemption	$423,900 Land $116,300 Building $307,600	$423,900 Land $116,300 Building $307,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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