9660 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9660 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,090 sqft · built 1986
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$156,300 (Jul 2003)
Tax Bill	$3,509 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-301-056.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-301-056.000-018`
Alternative APNs	`291310301056000034` `1713100301056000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	2,090 sqft
2nd Floor Area	1,030 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	180 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9660 CEDAR POINT DR
City	CARMEL
State	IN
Zip	46032-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .68, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 5, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	10
Legal Subdivision	CEDAR POINT
Legal Lot Number	5
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1018
Census Tract	111103

Owner

9660 Cedar Point Dr is owned and occupied by two individuals who bought it in July 2003.

Source: Hamilton County records, as of April 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9660 CEDAR POINT DR, CARMEL, IN 46032-9574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2003 · Amount on File
Deed Sale	Jul 25, 2003 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	200373527
Prior Transfer Date	Jul 20, 2001
Prior Transfer Doc	0000048018
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 10, 2026
Property Address	9660 CEDAR POINT DR, CARMEL, IN 46032-9574
Document Number	0000015057
Instrument Date	Apr 6, 2026
Instrument	202615057
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9660 CEDAR POINT DR, CARMEL, IN 46032-9574

Mortgage

Document Number	0000015057,
Date	Apr 10, 2026
Instrument	202615057

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9660 CEDAR POINT DR, CARMEL, IN 46032-9574
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9660 CEDAR POINT DR, CARMEL, IN 46032-9574

Mortgage

Document Number	0000005708
Date	Feb 23, 2024
Instrument	2024005708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9660 CEDAR POINT DR, CARMEL, IN 46032-9574
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004036
Date	Feb 8, 2023
Instrument	2023004036

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$366,100 (+11.79%) Land $87,200 Building $278,900	$366,100 (+11.79%) Land $87,200 Building $278,900
2024	$3,509.00 (+9.83%)	$327,500 (+4.9%) Land $87,200 Building $240,300	$327,500 (+4.9%) Land $87,200 Building $240,300
2023	$3,195.00 (+10.4%)	$312,200 (+18.26%) Land $87,200 Building $225,000	$312,200 (+18.26%) Land $87,200 Building $225,000
2022	$2,894.00	$264,000 Land $75,300 Building $188,700	$264,000 Land $75,300 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9660 Cedar Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9660 Cedar Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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