9871 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9871 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,813 sqft · built 1987
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Tax Bill$4,609 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-10-301-037.000-018

Property Details

APN / Parcel Number

Primary APN29-13-10-301-037.000-018
Alternative APNs
  • 291310301037000034
  • 1713100301037000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,813 sqft Living Area
1st Floor Area1,739 sqft
2nd Floor Area1,074 sqft
Basement Area882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions277 ft deep x 85 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1713100301037000
Old Parcel Number291310301037000034
Street Address9871 CEDAR POINT DR
CityCARMEL
StateIN
Zip46032-9597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .90, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 84, IRREGULAR SHAPE
Legal Range03
Legal Township17
Legal Section10
Legal SubdivisionCEDAR POINT
Legal Lot Number84
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1007
Census Tract111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9871 CEDAR POINT DR, CARMEL, IN 46032-9597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9871 CEDAR POINT DR, CARMEL, IN 46032-9597
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017062
DateApr 4, 2022
Instrument2022017062
Lender
NameMILESTONE MORTGAGE INC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$471,900 (+13.11%) Land $92,300 Building $379,600$471,900 (+13.11%) Land $92,300 Building $379,600
2024$4,609.00 (+8.93%)$417,200 (+5.17%) Land $92,300 Building $324,900$417,200 (+5.17%) Land $92,300 Building $324,900
2023$4,231.00 (+9.61%) Homeowner's exemption$396,700 (+15.99%) Land $92,300 Building $304,400$396,700 (+15.99%) Land $92,300 Building $304,400
2022$3,860.00 Homeowner's exemption$342,000 Land $79,700 Building $262,300$342,000 Land $79,700 Building $262,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum, Verizon.

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