9845 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 9845 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,410 sqft · built 1978
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$5,268 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-301-038.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-301-038.000-018`
Alternative APNs	`291310301038000034` `1713100301038000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,410 sqft Living Area
1st Floor Area	2,209 sqft
2nd Floor Area	2,041 sqft
Attic Area	840 sqft
Basement Area	1,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Lot Dimensions	267 ft deep x 330 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100301038000
Old Parcel Number	291310301038000034
Street Address	9845 CEDAR POINT DR
City	CARMEL
State	IN
Zip	46032-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.01, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 85, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	10
Legal Subdivision	CEDAR POINT
Legal Lot Number	85
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9845 CEDAR POINT DR, CARMEL, IN 46032-9597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Jan 18, 2019	Quit Claim Deed, Transfer LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019
Deed Sale	Aug 5, 2019
Prior Sale	Jan 18, 2019
Deed Document Number	2019035138
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9845 CEDAR POINT DR, CARMEL, IN 46032-9597
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082954
Date	Nov 13, 2020
Instrument	2020082954

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 5, 2019
Property Address	9845 CEDAR POINT DR, CARMEL, IN 46032-9597
Document Number	2019035138
Map Reference	MB 6 PG 131&132
Instrument Date	Jul 29, 2019
Instrument	2019035138
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9845 CEDAR POINT DR, CARMEL, IN 46032-9597

Mortgage

Document Number	2019035139
Date	Aug 5, 2019
Instrument	2019035139

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 18, 2019
Property Address	9845 CEDAR POINT DR, CARMEL, IN 46032-9597
Document Number	0000002093
Instrument Date	Dec 17, 2018
Instrument	2093
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9845 CEDAR POINT DR CARMEL IN 460329597, CARMEL, IN 46032-9597

Mortgage

Document Number	2094
Date	Jan 18, 2019
Instrument	2094

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$517,200 (+13.37%) Land $118,000 Building $399,200	$517,200 (+13.37%) Land $118,000 Building $399,200
2024	$5,268.00 (+5.93%)	$456,200 (+2.79%) Land $118,000 Building $338,200	$456,200 (+2.79%) Land $118,000 Building $338,200
2023	$4,973.00 (+13.44%) Homeowner's exemption	$443,800 (+18.32%) Land $118,000 Building $325,800	$443,800 (+18.32%) Land $118,000 Building $325,800
2022	$4,384.00 Homeowner's exemption	$375,100 Land $101,900 Building $273,200	$375,100 Land $101,900 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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