9805 Rivers Bend Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 9805 Rivers Bend Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,500 sqft · built 1989
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Jun 2022)
Tax Bill	$20,493 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-05-429-008`

Property Details

APN / Parcel Number

Primary APN	`08-05-429-008`
Alternative APNs	`805429008` `113D031`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Basement Area	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Lot Area	50,530 sqft
Garage Area	1,032 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9805 RIVERS BEND DR
City	ROSCOE
State	IL
Zip	61073-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 11
Legal Range	2
Legal Township	45
Legal Section	5
Legal Subdivision	PLAT OF RIVTER BEND RIDGE
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3001
Census Tract	3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1009 JOHNSON CT, BELVIDERE, IL 61008-6501
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit STILLMAN BANCORP
Jun 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	202217434
Prior Transfer Date	May 31, 2022
Prior Transfer Doc	0000017434
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 4, 2026
Property Address	9805 RIVERS BEND DR, ROSCOE, IL 61073-8358
Document Number	0000014030
Instrument Date	May 20, 2026
Instrument	202614030
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	9805 RIVERS BEND DR, ROSCOE, IL 61073-8358

Mortgage

Document Number	0000014030,
Date	Jun 4, 2026
Instrument	202614030

Lender

Name	STILLMAN BANCORP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2036

Interest

Rate Type	Balloon
Rate	6.23%
Initial Type	Balloon
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 2, 2022
Property Address	9805 RIVERS BEND DR, ROSCOE, IL 61073-8358
Document Number	0000017434
Map Reference	BK38 PG32A
Instrument Date	May 31, 2022
Instrument	2217434
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Tax	$1,012.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11436 S LARSON RD, 11436, CLINTON, WI 53525-8303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 RIVERS BEND DR, ROSCOE, IL 61073-8358

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,493.00 (+3.81%) Homeowner's exemption Senior Citizen's exemption	$274,107 (+9.49%) Land $60,096 Building $214,011	$822,321 (+9.49%) Land $180,288 Building $642,033
2024	$19,740.00	$250,349 (+21.89%) Land $54,887 Building $195,462	$751,047 (+21.89%) Land $164,661 Building $586,386
2022	Homeowner's exemption	$205,384 Land $45,029 Building $160,355	$616,152 Land $135,087 Building $481,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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