Winnebago County property record for 9802 Rivers Bend Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,941 sqft · built 1989 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $719,000 (Nov 2025) |
| Tax Bill | $17,909 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-429-007 |
| Primary APN | 08-05-429-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| Basement Area | 1,941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 816 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 113D030 |
|---|---|
| Street Address | 9802 RIVERS BEND DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT OF RIVER BEND RIDGE BNG PT SE1/4SEC 5-45-2 LOT 10 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9802 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Deed Document Number | 202530764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 24, 2025 |
| Property Address | 9802 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Document Number | 0000030764 |
| Map Reference | PB 38 PG 32A |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2530764 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 924 HIGH POINT DR, ROCKTON, IL 61072-3313 |
| Name | Verified Name |
|---|---|
| Address | 9802 RIVERS BEND DR, ROSCOE, IL 61073-8358 |
| Document Number | 0000030765 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2530765 |
| Name | JOHNSON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 12.1% |
| Index | Other |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,909.00 (+3.66%) | $235,932 (+9.49%) Land $45,070 Building $190,862 | $707,796 (+9.49%) Land $135,210 Building $572,586 |
| 2024 | $17,277.00 Homeowner's exemption | $215,483 (+21.89%) Land $41,164 Building $174,319 | $646,449 (+21.89%) Land $123,492 Building $522,957 |
| 2022 | Homeowner's exemption | $176,780 Land $33,771 Building $143,009 | $530,340 Land $101,313 Building $429,027 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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