980 Turtle Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 980 Turtle Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1999
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2017)
Tax Bill	$634 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7539-01-7957`

Property Details

APN / Parcel Number

Primary APN	`7539-01-7957`
Alternative APN	`179897`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
1st Floor Area	1,248 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	74,052 sqft (1.7 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	179897
Street Address	980 TURTLE CREEK RD
City	SYLVA
State	NC
Zip	28779-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 TURTLE CREEK
Legal Township	23
Legal Subdivision	TURTLE CREEK
Legal Lot Number	4
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County records · APN 7539-01-7957

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	980 TURTLE CREEK RD, SYLVA, NC 28779-7562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2017 · Amount on Record
Deed Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	0021991889
Deed Book / Page	2199 / 1889
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Jul 14, 2026
Property Address	980 TURTLE CREEK RD, SYLVA, NC 28779-7562
Document Number	2423001808
Book / Page	2423 / 1808
Instrument Date	Jul 02, 2026
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 TURTLE CREEK RD, SYLVA, NC 28779-7562

Mortgage

Document Number	2423001808,
Date	Jul 14, 2026
Book Page	2423/1808

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	980 TURTLE CREEK RD, SYLVA, NC 28779-7562
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 261, SYLVA, NC 28779-0261

Mortgage

Document Number	0022970654
Date	Mar 30, 2021
Book Page	2297/654

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 25, 2017
Property Address	980 TURTLE CREEK RD, SYLVA, NC 28779-7562
Document Number	0021991889
Book / Page	2199 / 1889
Map Reference	PL CAB 2 SL 454
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2167, SYLVA, NC 28779-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 TURTLE CREEK RD, SYLVA, NC 28779-7562

Mortgage

Document Number	0021991892
Date	Oct 25, 2017
Book Page	2199/1892

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$634.00	$166,920 Land $40,240 Building $126,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999505001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Sky Fi, Spectrum, T-Mobile USA.

Based on FCC filings for 41 locations within half a mile of this property.

Nearby Properties on Turtle Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures