1077 Turtle Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1077 Turtle Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,384 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (May 2020)
Tax Bill	$738 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7539-02-6476`

Property Details

APN / Parcel Number

Primary APN	`7539-02-6476`
Alternative APN	`183037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	75 sqft
Patio Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	1077 TURTLE CREEK RD
City	SYLVA
State	NC
Zip	28779-7330
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 15 TURTLE CREEK
Legal Subdivision	TURTLE CREEK
Legal Lot Number	15
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

1077 Turtle Creek Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 TURTLE CREEK RD, SYLVA, NC 28779-7330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 19, 2020	Warranty Deed, Transfer CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Book / Page	2266 / 1907
Prior Transfer Date	Feb 22, 2012
Prior Transfer Doc	0019280096
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1077 TURTLE CREEK RD, SYLVA, NC 28779-7330
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023240392
Date	Jan 7, 2022
Book Page	2324/392

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	May 19, 2020
Property Address	1077 TURTLE CREEK RD, SYLVA, NC 28779-7330
Document Number	0022661907
Book / Page	002266 / 001907
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1077 TURTLE CREEK RD SYLVA NC 287797330, SYLVA, NC 28779-7330

Mortgage

Document Number	22661911
Date	May 19, 2020
Book Page	002266/001911

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1077 Turtle Creek Rd was $738.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$194,446 Land $26,660 Building $167,786
2025	$738.00
2023	$455.00	$119,950 Land $30,830 Building $89,120

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1077 Turtle Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1077 Turtle Creek Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Sky Fi, Spectrum, T-Mobile.

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