521 Turtle Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 521 Turtle Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1975
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Sep 2017)
Tax Bill	$973 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7539-02-4447`

Property Details

APN / Parcel Number

Primary APN	`7539-02-4447`
Alternative APN	`179699`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Heated Area
1st Floor Area	896 sqft
Upper Floors Area	512 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Deck Area	64 sqft
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	521 TURTLE CREEK RD
City	SYLVA
State	NC
Zip	28779-7561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19-21 TURTLE CREEK
Legal Subdivision	TURTLE CREEK
Legal Lot Number	19-21
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 STILL FOREST PL, ROANOKE RAPIDS, NC 27870-3230
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 21, 2017	Warranty Deed, Transfer JACKSON SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Deed Book / Page	2197 / 781
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	521 TURTLE CREEK RD, SYLVA, NC 28779-7561
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023040913
Date	Jun 11, 2021
Book Page	2304/913

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 21, 2017
Property Address	521 TURTLE CREEK RD, SYLVA, NC 28779-7561
Document Number	0021970781
Book / Page	2197 / 781
Map Reference	PL CAB 2 SL 464
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 MARBLE ST APT 204, 144, STONEHAM, MA 02180-2714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STILL FOREST PL, ROANOKE RAPID, NC 27870-3230

Mortgage

Document Number	0021970786
Date	Sep 21, 2017
Book Page	2197/786

Lender

Name	JACKSON SAVINGS BANK SSB
Type	Non-Lending Institution
Address	SYLVA, NC 28779

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$256,305 (+53.83%) Land $52,880 Building $203,425
2025	$973.00 (+53.71%)
2023	$633.00	$166,620 Land $65,000 Building $101,620

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Sky Fi, Spectrum, T-Mobile.

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