476 Turtle Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 476 Turtle Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1976
Lot Size	1.99 acres (86,684 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Dec 2009)
Tax Bill	$556 (2023)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7529-92-9552`

Property Details

APN / Parcel Number

Primary APN	`7529-92-9552`
Alternative APN	`74551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft Heated Area
Gross Area	2,160 sqft
1st Floor Area	720 sqft
Upper Floors Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,684 sqft (1.99 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	200 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	74551
Street Address	476 TURTLE CREEK RD
City	SYLVA
State	NC
Zip	28779-7328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 37 TURTLE CREEK
Legal Township	23
Legal Subdivision	TURTLE CREEK
Legal Lot Number	37
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	476 TURTLE CREEK RD, SYLVA, NC 28779-7328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 24, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2009 · Amount on Record
Deed Sale	Dec 28, 2009 · Amount on Record
Deed Document Number	0000183323
Deed Book / Page	1833 / 23
Record Updated	Jun 7, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	476 TURTLE CREEK RD, SYLVA, NC 28779-7328
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TURTLE CREEK RD, SYLVA, NC 28779-7328

Mortgage

Document Number	0023580398
Date	Jun 20, 2023
Book Page	2358/398

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2028
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	476 TURTLE CREEK RD, SYLVA, NC 28779-7328
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021991663
Date	Oct 24, 2017
Book Page	2199/1663

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2024

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$556.00	$146,450 Land $44,250 Building $102,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Sky Fi, Spectrum, T-Mobile USA.

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