98 Winter St, Reno, NV 89503 Property Records

Washoe County property record for 98 Winter St, Reno, NV 89503

Property Summary

Property Type	Commercial Office
Details	3 bd · 1 ba · 1,446 sqft · built 1904
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on File
Last Sale	$495,000 (Mar 2020)
Tax Bill	$1,491 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-093-16`

Property Details

APN / Parcel Number

Primary APN	`011-093-16`
Alternative APN	`20002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,446 sqft Gross Area
1st Floor Area	1,366 sqft
Basement Area	80 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1960
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	4,750 sqft (0.109 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Concrete/Metal Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	98 WINTER ST
City	RENO
State	NV
Zip	89503-5605
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	MD-PD
Legal Description	POWNINGS ADD AMD LT 16 BLK T
Legal Range	19E
Legal Township	19N
Legal Section	11
Legal Subdivision	POWNINGS ADDITION
Legal Block	T
Legal Lot Number	16
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	1
Census Block	1009
Census Tract	104

Owner

Source: Washoe County records, as of April 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	98 WINTER ST, RENO, NV 89503-5605
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage NEVADA ST DEV
Mar 25, 2020	Deed of Trust, Mortgage NEVADA ST DEV
Mar 27, 2020	Bargain and Sale Deed, Transfer · Commercial Mortgage MEADOWS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Deed Document Number	20205014677
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	0004523493
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	98 WINTER ST, RENO, NV 89503-5605
Document Number	0005016829
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	FIRST CENTENNIAL - RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	98 WINTER ST RENO NV 895035605, RENO, NV 89503-5605

Mortgage

Document Number	0005016829
Date	Apr 3, 2020
Instrument	5016829

Lender

Name	NEVADA ST DEV
Type	Construction/Development Company
Address	RENO, NV 89509-6112

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 2, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	98 WINTER ST, RENO, NV 89503-5605
Document Number	0005016824
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	FIRST CENTENNIAL - RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	98 WINTER ST RENO NV 895035605, RENO, NV 89503-5605

Mortgage

Document Number	0005016824
Date	Apr 3, 2020
Instrument	5016824

Lender

Name	NEVADA ST DEV
Type	Construction/Development Company
Address	RENO, NV 89509

Agreement

Amount	Amount on Record

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 27, 2020
Property Address	98 WINTER ST, RENO, NV 89503-5605
Document Number	0005014677
Instrument Date	Mar 24, 2020
Instrument	5014677
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL TITLE RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 WINTER ST, 98, RENO, NV 89503-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 CHARLES PL, RENO, NV 89509-2418

Mortgage

Document Number	0005014678
Date	Mar 27, 2020
Instrument	5014678

Lender

Name	MEADOWS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0005014681
Date	Mar 27, 2020
Instrument	5014681

Lender

Name	MEADOWS BANK
Type	Bank
Address	LAS VEGAS, NV 89148

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,585 (+5.37%) Land $47,548 Building $23,037
2025		$66,990 (+10.3%) Land $44,306 Building $22,684	$191,398 (+10.3%) Land $126,588 Building $64,810
2023	$1,491.00	$60,735 Land $39,983 Building $20,752	$173,530 (+75.11%) Land $114,238 Building $59,292
2021			$99,095 Land $52,250 Building $46,845

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	500 / 500
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Tech Stack 4, Verizon.

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