98 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 98 Willmont St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 1920
Lot Size	0.147 acres (6,404 sqft)
Owner	Individual Name on Record
Last Sale	$125,200 (Feb 2021)
Tax Bill	$1,238 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081338-00.0`

Property Details

APN / Parcel Number

Primary APN	`081338-00.0`
Alternative APNs	`140010721000020170000000` `261400 107.21-2-17`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,129 sqft Living Area
1st Floor Area	580 sqft
2nd Floor Area	549 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,404 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	081338-00.0
Street Address	98 WILLMONT ST
City	ROCHESTER
State	NY
Zip	14609-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0083.00 503 22 00000 84 WILLMONT SUB
Legal Subdivision	WILLMONT SUBDIVISION
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2002
Census Tract	8301

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	98 WILLMONT ST, ROCHESTER, NY 14609-3620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Apr 8, 2020	Warranty Deed, Construction Loan · Line of Credit HOMEWISE MGMT LLC
Sep 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	2021495
Deed Book / Page	12464 / 78
Prior Transfer Date	Sep 6, 2017
Prior Transfer Doc	0000000409
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 17, 2021
Property Address	98 WILLMONT ST, ROCHESTER, NY 14609-3620
Document Number	0000000495
Book / Page	12464 / 78
Map Reference	LB 38 PG 28
Instrument Date	Feb 11, 2021
Instrument	202102170495
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 WYCLIFF DR, 209, WEBSTER, NY 14580-2857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 WILLMONT ST, ROCHESTER, NY 14609-3620

Mortgage

Document Number	0000000496
Date	Feb 17, 2021
Instrument	202102170496

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 8, 2020
Property Address	98 WILLMONT ST, ROCHESTER, NY 14609-3620
Document Number	0000000050
Book / Page	012329 / 000015
Instrument Date	Apr 6, 2020
Instrument	50
Transaction Type	Construction Loan
Record Updated	May 27, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 WYCLIFF DR WEBSTER NY 145802857, WEBSTER, NY 14580-2857

Mortgage

Document Number	51
Date	Apr 8, 2020
Book Page	028455/000094
Instrument	51

Lender

Name	HOMEWISE MGMT LLC
Address	3177 LATTA RD # 160, ROCHESTER, NY 14612-3094

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2021

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Sep 8, 2017
Property Address	98 WILLMONT ST, ROCHESTER, NY 14609-3620
Document Number	0000000409
Map Reference	ML 38 PG 28
Instrument Date	Sep 6, 2017
Instrument	201709080409
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16016 CROSS ISLAND PKWY, 16016, WHITESTONE, NY 11357-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16016 CROSS ISLAND PKWY, WHITESTONE, NY 11357-2706

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,238.00 (-6.78%)
2025	$1,328.00	$147,500 (+47.5%) Land $14,400 Building $133,100	$147,500 (+22.42%) Land $14,400 Building $133,100
2023		$100,000 Land $6,400 Building $93,600	$120,482 Land $7,711 Building $112,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

Nearby Properties on Willmont St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures