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104 Willmont St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 104 Willmont St, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1930
Lot Size0.146 acres (6,400 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Jun 2003)
Tax Bill$949 (2026)
Deeds & MortgagesSep 2020 Line of Credit
Sep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN081337-00.0

Property Details

APN / Parcel Number

Primary APN081337-00.0
Alternative APNs
  • 140010722000010010000000
  • 261400 107.22-1-1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area988 sqft Living Area
1st Floor Area494 sqft
2nd Floor Area494 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,400 sqft (0.146 acres)
Lot Dimensions160 ft deep x 40 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number081337-00.0
Street Address104 WILLMONT ST
CityROCHESTER
StateNY
Zip14609-3621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0083.00 503 22 00000 83 WILLMONT SUB
Legal SubdivisionWILLMONT SUBDIVISION
Legal Block1
Legal Lot Number1.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2002
Census Tract8301

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address104 WILLMONT ST, ROCHESTER, NY 14609-3621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Deed of Trust, Mortgage · Line of Credit
ESL FCU
Sep 1, 2020Deed of Trust, Mortgage · Line of Credit
ESL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2003 · Amount on Record
Deed SaleJun 30, 2003 · Amount on Record
Prior SaleMay 24, 2001 · Amount on Record
Deed Book / Page9808 / 252
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address104 WILLMONT ST, ROCHESTER, NY 14609-3621
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000695
DateSep 1, 2020
Book Page28706/533
Instrument202009010695
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address104 WILLMONT ST, ROCHESTER, NY 14609-3621
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000694
DateSep 1, 2020
Book Page28706/524
Instrument202009010694
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$949.00 (-4.33%) Homeowner's exemption
2025$992.00$109,700 (+74.13%) Land $14,400 Building $95,300$109,700 (+44.52%) Land $14,400 Building $95,300
2023$63,000 Land $6,400 Building $56,600$75,904 Land $7,711 Building $68,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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