Garrard County property record for 98 Wesley Dr, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · built 1992 |
| Lot Size | 12.2 acres (531,868 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $364,000 (Jun 2023) |
| Tax Bill | $1,810 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34B-03-007 |
| Primary APN | 34B-03-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 531,868 sqft (12.2 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 25031 |
|---|---|
| Street Address | 98 WESLEY DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | H & 12.21 AC ELEVEN HILLS |
| Legal Subdivision | ELEVEN HILLS |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 98 WESLEY DR, LANCASTER, KY 40444-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Deed Document Number | 2023176677 |
| Deed Book / Page | 321 / 782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 28, 2023 |
| Property Address | 98 WESLEY DR, LANCASTER, KY 40444-8814 |
| Document Number | 00D321/782 |
| Book / Page | D321 / 782 |
| Map Reference | DB 159 PG 7 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 176677 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 98 WESLEY DR, LANCASTER, KY 40444-8814 |
| Name | Verified Name |
|---|---|
| Address | 98 WESLEY DR, LANCASTER, KY 40444-8814 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) | $400,000 (+81.82%) Land $400,000 | |
| 2025 | $1,810.00 (-2.06%) Homeowner's exemption | $220,000 (-) Land $20,000 Building $200,000 | $220,000 (-) Land $20,000 Building $200,000 |
| 2024 | $1,848.00 (+20.63%) Homeowner's exemption | $220,000 (+57.14%) Land $20,000 Building $200,000 | $220,000 (+57.14%) Land $20,000 Building $200,000 |
| 2023 | $1,532.00 (-0.91%) | $140,000 (-) Land $20,000 Building $120,000 | $140,000 (-) Land $20,000 Building $120,000 |
| 2022 | $1,546.00 | $140,000 Land $20,000 Building $120,000 | $140,000 Land $20,000 Building $120,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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