46 Wesley Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 46 Wesley Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 1994
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2021)
Tax Bill	$751 (2025)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34B-03-006`

Property Details

APN / Parcel Number

Primary APN	`34B-03-006`
Alternative APN	`2147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	2147
Street Address	46 WESLEY DR
City	LANCASTER
State	KY
Zip	40444-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & 1.15 ACRES LOT # 32
Legal Subdivision	ELEVEN HILL SUB
Legal Lot Number	32
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	970201

Owner

46 Wesley Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 WESLEY DR, LANCASTER, KY 40444-8814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	2021164100
Deed Book / Page	311 / 636
Record Updated	Oct 29, 2026

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 17, 2018
Property Address	46 WESLEY DR, LANCASTER, KY 40444-8814
Document Number	000293/669
Book / Page	293 / 669
Instrument Date	May 17, 2018
Instrument	138573
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 ASHBERRY CT, 307, SAINT LOUIS, MO 63101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WESLEY DR, LANCASTER, KY 40444-8814

Tax Assessment & Valuation

The 2025 property tax bill for 46 Wesley Dr was $751 with a homeowner's exemption, down 4.1% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (-) Land $25,000 Building $95,000	$120,000 (-) Land $25,000 Building $95,000
2025	$751.00 (-4.09%) Homeowner's exemption	$120,000 (-) Land $25,000 Building $95,000	$120,000 (-) Land $25,000 Building $95,000
2024	$783.00 (+4.26%) Homeowner's exemption	$120,000 (+4.35%) Land $25,000 Building $95,000	$120,000 (+4.35%) Land $25,000 Building $95,000
2023	$751.00 Homeowner's exemption	$115,000 Land $25,000 Building $90,000	$115,000 Land $25,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Wesley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Wesley Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20