Garrard County property record for 223 Wesley Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.597 acres (26,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Mar 2006) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Jun 2013 Mortgage Mar 2009 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34B-02-012 |
| Primary APN | 34B-02-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,040 sqft (0.597 acres) |
| Garage Type | Basement |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 18601 |
|---|---|
| Street Address | 223 WESLEY DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ELEVIN HILLS |
| Legal Lot Number | A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970201 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2013 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK, N.A. |
| Mar 26, 2009 | Deed of Trust, Mortgage · VA Mortgage PRIMELENDING |
| Aug 13, 2016 | Deed, Transfer |
| Mar 28, 2006 | Deed, Transfer · VA Mortgage CTX MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2006 · Amount on Record |
| Deed Sale | Mar 28, 2006 · Amount on Record |
| Deed Book / Page | 237 / 439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000324/375 |
|---|---|
| Date | Jun 5, 2013 |
| Book Page | 324/375 |
| Instrument | 116699 |
| Name | WELLS FARGO BANK, N.A. |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M290/611 |
|---|---|
| Date | Mar 26, 2009 |
| Book Page | M290/611 |
| Instrument | 98826 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 13, 2016 |
| Property Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Document Number | 000284/903 |
| Book / Page | 284 / 903 |
| Instrument Date | Aug 5, 2016 |
| Instrument | 131237 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3118 HAMILTON VALLEY RD, CRAB ORCHARD, KY 40419-9658 |
| Name | Verified Name |
|---|---|
| Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 28, 2006 |
| Property Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Document Number | 000237/439 |
| Book / Page | 237 / 439 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 223 WESLEY DR, LANCASTER, KY 40444-8817 |
| Document Number | 00M256/374 |
|---|---|
| Date | Mar 28, 2006 |
| Book Page | M256/374 |
| Instrument | 69792 |
| Name | CTX MORTGAGE COMPANY LLC |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2036 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 | |
| 2025 | $1,694.00 (-0.47%) | $160,000 (-) Land $25,000 Building $135,000 | $160,000 (-) Land $25,000 Building $135,000 |
| 2024 | $1,702.00 (-0.93%) | $160,000 (+1.91%) Land $25,000 Building $135,000 | $160,000 (+1.91%) Land $25,000 Building $135,000 |
| 2023 | $1,718.00 (-0.87%) | $157,000 (-) Land $25,000 Building $132,000 | $157,000 (-) Land $25,000 Building $132,000 |
| 2022 | $1,733.00 | $157,000 Land $25,000 Building $132,000 | $157,000 Land $25,000 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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