Garrard County property record for 810 Wesley Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · built 2004 |
| Lot Size | 7.97 acres (347,173 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $688 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-35.08 |
| Primary APN | 34-35.08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 347,173 sqft (7.97 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 10227 |
|---|---|
| Street Address | 810 WESLEY DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR A-3C PC 3-279 7.97 AC |
| Legal Subdivision | ELEVIN HILLS |
| Legal Tract | A-3 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970201 |
Source: Garrard County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 810 WESLEY DR, LANCASTER, KY 40444-7095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 27, 2026 |
| Property Address | 810 WESLEY DR, LANCASTER, KY 40444-7095 |
| Document Number | 0000215781 |
| Book / Page | 472 / 597 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026215781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 555 WESLEY DR, LANCASTER, KY 40444-7149 |
| Document Number | 0000215781, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 472/597 |
| Instrument | 2026215781 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $688.00 (-0.43%) | $65,000 (-) Land $25,000 Building $40,000 | $65,000 (-) Land $25,000 Building $40,000 |
| 2024 | $691.00 (+5.34%) | $65,000 (+8.33%) Land $25,000 Building $40,000 | $65,000 (+8.33%) Land $25,000 Building $40,000 |
| 2023 | $656.00 (-0.91%) | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 |
| 2022 | $662.00 | $60,000 Land $20,000 Building $40,000 | $60,000 Land $20,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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