1. Home
  2. Massachusetts
  3. Hampden County
  4. Ludlow
  5. Simonds St

98 Simonds St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 98 Simonds St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 880 sqft · built 1954
Lot Size0.612 acres (26,659 sqft)
Owner2 Individual Names on File
Last Sale$210,000 (Jul 2026)
Tax Bill$3,657 (2025)
Deeds & MortgagesJul 2026 Transfer
Jul 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APNM:12B-13900 B:113 L:0

Property Details

APN / Parcel Number

Primary APNM:12B-13900 B:113 L:0
Alternative APNs
  • LUDL M:12B B:13900 P:113
  • 7405

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area880 sqft Living Area
Gross Area1,904 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,659 sqft (0.612 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7405
Street Address98 SIMONDS ST
CityLUDLOW
StateMA
Zip01056-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES A
Legal Block13900
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group2
Census Block2006
Census Tract810412

Owner

Source: Hampden County and Ludlow Town records · APN M:12B-13900 B:113 L:0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address84 SIMONDS ST, LUDLOW, MA 01056-1802
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Quit Claim Deed, Transfer
Quitclaim
Jul 17, 2026Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 2026 · Amount on Record
Deed SaleJul 17, 2026 · Amount on Record
Prior SaleJul 20, 2007
Deed Document Number202633581
Deed Book / Page26422 / 389
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateJul 17, 2026
Property Address98 SIMONDS ST, LUDLOW, MA 01056-1802
Document Number0000033583
Book / Page26422 / 396
Instrument DateJul 17, 2026
Instrument202633583
Transaction TypeTransfer
Record UpdatedAug 05, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address84 SIMONDS ST, LUDLOW, MA 01056-1802

July 2026: Foreclosure

Document TypeForeclosure
JurisdictionLUDLOW MA
Recording DateJul 17, 2026
Property Address98 SIMONDS ST, LUDLOW, MA 01056-1802
Document Number0000033581
Book / Page26422 / 389
Instrument DateJun 25, 2026
Instrument202633581
Transaction TypeForeclosure
Record UpdatedAug 13, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 SIMONDS ST, LUDLOW, MA 01056-1802

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,657.00 (+1.22%)$210,800 (+5.56%) Land $97,300 Building $113,500$261,630 (+16.84%)
2024$3,613.00 (+4.39%)$199,700 (+12.57%) Land $98,300 Building $101,400$223,915
2023$3,461.00$177,400 Land $90,100 Building $87,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Simonds St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures