Hampden County and Ludlow Town property record for 113 Simonds St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,193 sqft · built 1972 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2023) |
| Tax Bill | $5,056 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:11A-13900 B:164A L:0 |
| Primary APN | M:11A-13900 B:164A L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| Gross Area | 2,729 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7429 |
|---|---|
| Street Address | 113 SIMONDS ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:11A-13900 B:164A L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 SIMONDS ST, LUDLOW, MA 01056-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 24, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK |
| Sep 30, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on Record |
| Deed Sale | Mar 24, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Transfer Doc | 206421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 24, 2023 |
| Property Address | 113 SIMONDS ST, LUDLOW, MA 01056-1805 |
| Document Number | 0000233340 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 233340 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29 FACULTY ST, WILBRAHAM, MA 01095-1656 |
| Document Number | 0000233341 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 233341 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Apr 01, 2026 |
| Max Rate At Change | 2.75% |
| Index | 3-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 30, 2022 |
| Property Address | 113 SIMONDS ST, LUDLOW, MA 01056-1805 |
| Document Number | 0000231931 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 231931 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 CRANE HILL RD, WILBRAHAM, MA 01095-1817 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,056.00 (+4.57%) | $291,400 (+9.02%) Land $85,100 Building $206,300 | $390,165 (+4.45%) |
| 2024 | $4,835.00 (-5.77%) | $267,300 (+1.63%) Land $85,100 Building $182,200 | $373,540 |
| 2023 | $5,131.00 | $263,000 Land $77,900 Building $185,100 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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