Hampden County and Ludlow Town property record for 97 Simonds St, Ludlow, MA 01056 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,014 sqft · built 1989 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,003 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12B-13900 B:112 L:0 |
| Primary APN | M:12B-13900 B:112 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,560 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,011 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 7404 |
|---|---|
| Street Address | 97 SIMONDS ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1803 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 13900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:12B-13900 B:112 L:0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 97 SIMONDS ST, LUDLOW, MA 01056-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2003 |
| Deed Sale | Dec 29, 2003 |
| Prior Sale | Nov 02, 1999 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 97 SIMONDS ST, LUDLOW, MA 01056-1803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000225608 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 225608 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 97 SIMONDS ST, LUDLOW, MA 01056-1803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 225608 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 225608 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 97 SIMONDS ST, LUDLOW, MA 01056-1803 |
| Document Number | 0000219246 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 97 SIMONDS ST LUDLOW MA 010561803, LUDLOW, MA 01056-1803 |
| Document Number | 0000219246 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 219246 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2049 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,003.00 (+2.83%) | $346,000 (+7.22%) Land $81,900 Building $264,100 |
| 2024 | $5,838.00 (+2.4%) | $322,700 (+10.44%) Land $81,900 Building $240,800 |
| 2023 | $5,701.00 | $292,200 Land $75,000 Building $217,200 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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