103 Simonds St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 103 Simonds St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on File
Last Sale	$179,000 (Jun 2012)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:11A-13900 B:164 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11A-13900 B:164 L:0`
Alternative APNs	`LUDL M:11A B:13900 P:164` `7428`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	4,380 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7428
Street Address	103 SIMONDS ST
City	LUDLOW
State	MA
Zip	01056-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	13900
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2012
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:11A-13900 B:164 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	41 CIRCUIT AVE, LUDLOW, MA 01056-3205
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2012 · Amount on Record
Deed Sale	Jun 26, 2012 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Last Transfer Date	Nov 21, 2019
Transfer Doc	0000220712
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 30, 2019
Property Address	103 SIMONDS ST, LUDLOW, MA 01056-1805
Document Number	0000220712
Instrument Date	Nov 21, 2019
Instrument	220712
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	41 CIRCUIT AVE LUDLOW MA 010563205, LUDLOW, MA 01056-3205

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,377.00 (+4.04%)	$309,900 (+8.47%) Land $85,100 Building $224,800	$330,885 (+1.37%)
2024	$5,168.00 (-6.04%)	$285,700 (+1.35%) Land $85,100 Building $200,600	$326,420
2023	$5,500.00	$281,900 Land $77,900 Building $204,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.